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LACKIE: Choppy waters ahead for GTA real estate market Author of the article: Brynn Lackie Publishing date: May 21, 2022 • 1 day ago • 3 minute read • 11 Comments Real estate sales in Toronto aren’t going down, despite the pandemic. PHOTO BY FILES /Submitted For months it has felt like the ground was...... Read More

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Housing market continues to moderate in May Ottawa, ON, June 15, 2021 – Statistics released today by the Canadian Real Estate Association (CREA) show national home sales and new listings were both down between April and May 2021.... Read More

Housing market continues to moderate in May Ottawa, ON, June 15, 2021 – Statistics released today by the Canadian Real Estate Association (CREA) show national home sales and new listings were both down between April and May 2021.... Read More

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Why Should You Invest In Vaughan Real Estate?... Read More

First-Time Home Buyers’ Tax Credit  Marijuana Grow Houses — Municipal Inspections CREA Grow House Information RRSP Home Buyers’ Plan  HST New Housing Rebate  Government Backed Mortgage insurance Land Transfer Tax Rebates (Provincial and Toronto... Read More

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LAND1 DIRECT WWW.LAND1.CA By: Sonia Bell and Wayne Karl In the inaugural issue of Canadian Property Investor, we identified the Top 50 Places to Invest in Canada. Now it’s time to dig a little deeper — to present, by province, which areas represent sound investment opportunities. Milton, Ont. (Photo: Skyf via Getty Images) First up,...... Read More

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CIBC’s exposure to real estate correction is highest among Canada’s banks Analysts say CIBC’s portfolio of uninsured mortgage and home equity loans is 5.4 times its regulatory capital, which higher than last year and highest among the major banks. In the fourth-quarter of 2015, CIBC reported $930-million in net income, raising its quarterly dividend.  (NATHAN DENETTE...... Read More

ANALYSIS 2 big banks raise alarm over Toronto housing ‘bubble’ Housing price surge of 23% in a year can’t continue, BMO and TD warn By Pete Evans, CBC News Posted: Mar 17, 2017 5:00 AM ET Last Updated: Mar 17, 2017 12:22 PM ET Toronto housing prices have broken with fundamentals and are in bubble territory,...... Read More

Home Seller’s Remedies When Buyers Breach Real Estate Sales Contracts By Ilona Bray, J.D., University of Washington Law School Some home sales fall apart through the fault of no one involved–but if the buyer has actually breached the purchase agreement, the seller may have legal remedies. Just because a home or piece of property is...... Read More

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Foreign buyers behind only 5 per cent of Toronto home purchases in 2016 The Toronto Real Estate Board is warning against a Vancouver-style tax on offshore home purchasers. More than half of those foreign buyers were purchasing homes for themselves or to house family members, according to a November Ipsos survey of TREB agents. Don’t...... Read More

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Toronto housing sales up 12 per cent year-over-year in January: TREB report Prices continue to rise despite sharp drop in new listings. Average selling price now more than $770,000. By David Hodges, The Canadian Press Posted: Feb 03, 2017 8:08 AM ET Last Updated: Feb 03, 2017 9:40 AM ET Houses are still selling quickly in...... Read More

Real estate agent vs mortgage broker by CRE28  A common question we constantly get asked is, what’s the difference between a real estate agent and a mortgage broker and what do they do? For new investors or first time property buyers who are new to the game, this is a very valid question to ask....... Read More

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By Sam Reiss | on January 24, 2017 | The Canada Mortgage and Housing Corporation (CMHC) says in its latest Housing Market Insight (HMI) report that they detect “moderate or elevated evidence of overvaluation” in Hamilton and communities (barely) within commuting distance of the GTA. They suggest price appreciation in those areas is driven by...... Read More

Real estate trends 2017: Will Toronto prices catch up to Vancouver’s? By Tania Kohut National Online Journalist, Breaking News  Global News <img class=”story-img” src=”https://shawglobalnews.files.wordpress.com/2016/11/cpt117372275_high3.jpg?quality=70&strip=all&w=282&h=188&crop=1″ alt=”It'll be a year of ups and downs for real estate in Canada, Royal LePage predicts.” />; . A new real estate forecast for Canada predicts ups and downs ahead in...... Read More

GTA real estate forecast sees prices rise in 2017 Breaking News – Headlines & Top Stories | The Star thestar.com is Canada’s largest online news site. Live news, investigations, politics, sports and the heartbeat of Toronto, Canada’s largest city. Move-up buyers searching for detached houses are expected to continue driving the market in 2017, says...... Read More

January 10, 2017 Source: Toronto Real Estate Board Q3 Many forecasters or pundits get bogged down in irrelevant statistics. Past experience has shown that the view from ‘the street’ has been more accurate than the ‘view from the executive floor’. In real estate, lower sales do not automatically translate into lower prices. And the average...... Read More

by The Canadian Press16 Jan 2017   CMHC announced early Tuesday it is increasing its loan insurance premiums effective March 17 On a year-over-year basis, CREA says home sales were down five per cent last month compared to December 2015. Annually, the number of homes that changed hands was up 6.3 per cent last year...... Read More

Buy or Sell? What Factors Support a Toronto Housing Crash in 2017? November 24, 2016 ♦ Gord Collins ♦ real estate ♦ No Comments on Buy or Sell? What Factors Support a Toronto Housing Crash in 2017? Canada’s real estate market expected to cool further in 2017 Some experts are calling for a housing crash...... Read More

  TREB RAISING CONCERNS OVER PROPOSED CHANGES TO TORONTO LTT THAT WILL INCREASE COSTS FOR ALL TORONTO HOME BUYERS TORONTO, November 25, 2016 — The Toronto Real Estate Board is raising concerns over proposed Toronto Land Transfer Tax changes. These proposed changes will increase costs for all Toronto home buyers, but impact first-time buyers the...... Read More

Four major changes to Canada’s housing rules Attention First Time Buyers or the Buyers that already purchased from a builder and need a mortgage to close the deal. If the following new rules affecting and damaging your ability to be a homeowner, then send a letter to Justin  Trudeau: Justin Trudeau – Leader of the...... Read More

TORONTO, August 4, 2016 — Toronto Real Estate Board President Larry Cerqua announced that TREB REALTOR® Members reported 9,989 home sales through TREB’s MLS® System in July 2016. At just shy of 10,000 transactions, this was the best result on record for the month of July. While sales were up on a year-over-year basis, the...... Read More

Market Watch Record Home Sales in April May 4, 2016 — Toronto Real Estate Board President Mark McLean announced that there were 12,085 sales reported through TREB’s MLS® System in April 2016. This result, which represented a record for the month of April, was up by 7.4 per cent in comparison to April 2015. For...... Read More

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CBC FORUM How should Canada regulate foreign ownership in the housing market? Canada doesn’t have a good official estimate of how much foreign money is invested in housing CBC News Posted: Mar 07, 2016 4:35 PM ET Last Updated: Mar 07, 2016 9:34 PM ET Chinese investors’ global hunt for prime real estate has helped...... Read More

by Justin da Rosa08 Feb 2016 Canada Mortgage Housing Agency’s measure of housing starts in Canada was 199,169 units in January compared to 203,304 in December. “Housing starts trended down across the country with the exception of Ontario,” said Bob Dugan, CMHC Chief Economist. “The overall decline is mostly attributable to a slowdown in the...... Read More

MARKET WATCH   Strong Start to 2016 February 3, 2016 — Toronto Real Estate Board President Mark McLean announced Greater Toronto Area REALTORS® reported 4,672 residential transactions through TREB’s MLS® System in January 2016. This result represented an 8.2 per cent increase compared to January 2015. “It is clear that the handoff from 2015 to...... Read More

GTA REALTORS® REPORT COMMERCIAL MARKET FIGURES TORONTO, February 3, 2016 — Toronto Real Estate Board President Mark McLean announced that TREB Commercial Network Members reported a combined 240,606 square feet of industrial, commercial/retail and office space leased through TREB’s MLS® System in January 2016, for properties where pricing was disclosed on a per square foot...... Read More

GOVERNMENT PROGRAMS FOR HOME BUYERS AND PROPERTY OWNERS A home is usually the single largest investment that most people make in their lives. Achieving your dream can be made easier by taking advantage of various Government Programs for home buyers and property owners. Some of the programs are targeted to first-time buyers, while others apply...... Read More

Government Programs and Regulations First-Time Home Buyers’ Tax Credit For the 2022 and subsequent taxation years, the Budget proposes to increase the amount used to calculate the HBTC to $10,000, which would provide a tax credit of up to $1,500 to eligible home buyers. 1. What are the current rules? First-time home buyers may be...... Read More

THE BUYER REPRESENTATION AGREEMENT Guaranteeing You the Very Best in Real Estate Service When it comes to just about every kind of contract, signing on the dotted line makes us all a little bit nervous. When selling a home, most people are aware they sign a Listing Agreement with a REALTOR®. There is, however, an...... Read More

ADDITIONAL COSTS WHEN BUYING A HOME The purchase price of your home is only one of the costs you’ll encounter. Here are other possible costs you need to consider: Mortgage loan insurance: If you are putting less than 20 per cent of the house value down, you’re going to need mortgage loan insurance. Depending on...... Read More

THE MULTIPLE LISTING SERVICE® AND YOUR REALTOR® Like other professionals, a REALTOR® is as good as the information at his or her disposal. The Multiple Listing Service® is a co-operative system used by REALTOR® Members of Canada’s real estate boards. It is different than the consumer website www.REALTOR.ca, which offers a brief description of most...... Read More

BUYING & SELLING Condominium Assignment Basic Guidelines [pdf] Buying or selling a property is a major transaction that involve planning and preparation. These articles offer useful information on the process. THE MULTIPLE LISTING SERVICE® AND YOUR REALTOR® Like other professionals, a REALTOR® is as good as the information at his or her disposal. The Multiple Listing...... Read More

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How to Sell Lots and Land (and Why it’s Different from Selling Homes) Share this post: BY http://blog.lotnetwork.com/ Selling a house in a changing real estate market can be challenging. Selling dirt can be even more challenging…in any market.  In this article we provide tools for landowners and real estate professionals about how to sell lots...... Read More

Citizens’ Guide 2 – Official Plan PDF (514 KB) What is an official plan? An official plan describes your upper, lower or single–tier municipal council’s policies on how land in your community should be used. It is prepared with input from you and others in your community and helps to ensure that future planning and development...... Read More

Ontario Municipal Board ario Municipal Board  PDF (492 KB) What is the Ontario Municipal Board? The Ontario Municipal Board is an independent administrative tribunal responsible for hearing appeals and deciding on a variety of contentious municipal matters. The Ontario Municipal Board is similar to a court of law, but with less formality. Board members are...... Read More

Citizens’ Guide 3 – Zoning By-laws  PDF (377 KB) What is a zoning by-law A zoning by-law controls the use of land in your community. It states exactly: how land may be used where buildings and other structures can be located the types of buildings that are permitted and how they may be used the...... Read More

  Citizens’ Guide 1 – The Planning Act PDF (145K) What is the Planning Act The Planning Act sets out the ground rules for land use planning in Ontario and describes how land uses may be controlled, and who may control them. The Act is legislation passed by your elected provincial representatives to: promote sustainable economic development in...... Read More

  The Plan Review and Approval Process Citizens’ Guide 9 – The Plan Review and Approval Process  PDF, (145K) Who is the approval authority? Traditionally, the approval authority for land use planning has been the Minister of Municipal Affairs and Housing and, in some cases, a municipality. To support increased local autonomy in land use...... Read More

  Citizens’ Guide 4 – Subdivisions  PDF (333 KB) What is a subdivision? When you divide a piece of land into two or more parcels and offer one or more for sale, you are subdividing property, and the provisions of the Planning Act come into play. If your proposal involves creating only a lot or...... Read More

Land Severances Citizens’ Guide 5 – Land Severances  PDF (270 KB) What is a land severance? A land severance is the authorized separation of a piece of land to form a new lot or a new parcel of land. This is commonly known as a consent. It is required, if you want to sell, mortgage,...... Read More

8. Building Permits DOWNLOAD BELOW: s’ Guide 8 – Building Permits  PDF (130 KB) What is a building permit? The body responsible for enforcing Ontario’s Building Code in your area issues permits for the construction, renovation, demolition and certain changes of use of buildings, and for the installation, alteration, extension or repair of on-site sewage systems....... Read More

CANADA MORTGAGEAND HOUSING CORPORATION Your Financial Responsibility Make Your Mortgage Payments on Time You can make your mortgage payments monthly, biweekly or weekly. But, whichever timetable you’ve chosen, it’s important to always make payments on time. Making late payments is called delinquency. Delinquency may result in late charges and negatively affect your credit rating. Failing...... Read More

CANADA MORTGAGEAND HOUSING CORPORATION Starting Your Search Here are some ways to begin looking for your new home: Word-of-mouth Tell everyone you know that you are looking for a new home. Surprising things sometimes happen. For example, you might hear about a home that is just becoming available on the market. Newspapers and real estate...... Read More

Step 3: Which Home is Right for You? Once you have a good idea about your finances, you’ll need to think clearly about the home you’d like to buy. You need to think about your current and future housing needs and what characteristics are important to you in a home. our Needs — Now and...... Read More

Step 2: Are You Financially Ready? This step guides you through some simple calculations to figure out your current financial situation, and the maximum home price that you should consider. How can you know if you are financially ready to become a homeowner? This step guides you through some simple calculations to figure out your...... Read More

BY:CANADA MORTGAGEAND HOUSING CORPORATION Step 1: Is Home-ownership Right for You? Buying a home is one of the biggest emotional and financial decisions you’ll ever make. Prepare by learning about the process of home buying and the responsibilities of home-ownership.Before moving forward, though, here are some questions to consider. Do you have the necessary financial...... Read More

Real estate board predicts ‘ TAMSIN MCMAHON – REAL ESTATE REPORTER The Globe and Mail Published Monday, Jan. 18, 2016 9:46AM EST Last updated Monday, Jan. 18, 2016 6:29PM EST New federal mortgage rules are creating a “policy ceiling” that will curb Toronto’s soaring house prices this year, measures that would be partly offset by...... Read More

Should investors have cause for worry in TORONTO   By Justin da Rosa 15 Jan 2016  Condo rentals have been booming in Toronto, especially in 2015 but that doesn’t mean investors don’t have cause to be sceptical of the future of that market, according to one industry professional. “I don’t know if the trend will continue,...... Read More

    Two new forecasts out Wednesday suggest the Canadian housing market may still have a little more room to grow but the pace of price increases will slow in 2016. Fitch Ratings suggests prices across the country will grow by 2.5 per cent this year but the ratings agency also is concerned about downside...... Read More

A structure occupies a certain portion or percentage of the land parcel on which it sits. This percentage or ratio of the size of the building to the land on which it resides is called the “land to building ratio.” To arrive at the land to building ratio, just divide the square footage of the...... Read More

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Deb MacPherson is leader of KPMG Enterprise’s Tax practice in Canada. She is based in Calgary. Deb MacPherson, KPMG Enterprise | October 16, 2013 4:45 PM ET  , FINANCIAL POST LIFE TIME CAPITAL GAIN EXEMPTION CORPORATION  CAPITAL GAIN Plan to take full advantage of capital gains exemption : There are probably few if any business...... Read More

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How Will Higher Rates Affect Housing? DAILY NEWS Time is ticking: The Federal Open Market Committee is less than a week away from what most analysts predict will be a vote to raise the federal funds rate for the first time since June 2006. An uptick in the federal funds rate would then prompt interest...... Read More

Half of Renters Are Struggling to Afford Rent DAILY NEWS The rental affordability crisis is showing signs of worsening: Nearly half of all renters are struggling to pay their monthly payments, according to a new report by Harvard’s Joint Center for Housing Studies. Financial experts usually recommend keeping housing costs around 30 percent of a...... Read More

Housing Starts in Toronto Trend Higher in November 2015 CMHC December 8, 2015 December 8, 2015... Read More

Where Owners Spend the Most on Renovations DAILY NEWS Maryland home owners are spending more on home renovation projects than any other area in the country. The National Association of Home Builders recently released estimates of spending on home improvements in owner-occupied housing by ZIP code. Maryland boasted a ZIP code with the highest total...... Read More

5 Creative Marketing Ideas to Sell a Home DAILY NEWS Does your marketing need a refresh? Some real estate professionals are trying out some unusual ways to drum up more potential buyers for their listings. Draw some inspiration with a few of their ideas: 1. The house that tweeted: Some real estate professionals are having...... Read More

The Globe’s Real Estate Beat offers news and analysis on the Canadian housing market from real estate reporter Tara Perkins. Read more on The Globe’s housing page and follow Tara on Twitter @TaraPerkins. An economist at Canada’s biggest bank says home prices could start falling in 2016 if interest rates return to more normal levels....... Read More

How Much Would You Pay to Know the Truth About Your Home? HGTV   It’s bad enough knowing a stranger lived in your home before you (walking across your hardwood floors in heels, showering in your shower…), but finding out someone died in your home? That’s information we’d never want to face. But there’s a...... Read More